PPP loans in Scotland County, North Carolina

Name: Scotland County, North Carolina
Address: NC, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 539 Paycheck Protection Program loans for businesses it recorded in Scotland County, $33.0 million in all.

Scotland County, as of September 30, 2024

$33.0 million
Approved: $33,006,472; 0.2% of the $17.7 billion approved in North Carolina.; 539
Loans: 445 first draws and 94 second draws.; 86.8%
Forgiven: 468 of 539 loans carry a forgiveness amount, $31.8 million in all.; 10.4%
Charged off: 56 of 539 loans, approved for $823.1 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Scotland County · 2020–21

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The largest borrowers in Scotland County, 2020–21
Rank	Name	USD	Loans
1	McCarter Electrical Company, Laurinburg	$2.4 million$2,351,762	2
2	St Andrews Presbyterian College, Laurinburg	$2.0 million$2,048,610	1
3	Sam M Butler Inc, Laurinburg	$1.6 million$1,621,900	2
4	Southeast Farm Equipment, Laurinburg	$921.2 thousand$921,220	1
5	Nic's Pic Kwik Inc, Laurinburg	$682.6 thousand$682,600	1
6	Southeastern Pizza People Inc, Laurinburg	$605.2 thousand$605,200	1
7	Charles Craft Inc, Laurinburg	$584.0 thousand$583,965	1
8	Scotland Manufacturing, Inc., Maxton	$572.8 thousand$572,789	1
9	Gryphon Group Security Solutions LLC, Maxton	$541.2 thousand$541,200	2
10	Pizza Of Scotland, Laurinburg	$450.3 thousand$450,321	1
11	Liberty Anesthesia PLLC, Laurinburg	$450.1 thousand$450,135	1
12	Crestline Custom Builders LLC, Laurinburg	$442.9 thousand$442,900	1
13	Carolina Hearts Home Care LLC, Laurinburg	$429.8 thousand$429,828	1
14	The Purcell Clinic, Laurinburg	$414.6 thousand$414,558	1
15	Rainbow 66 Storehouse, Inc., Laurinburg	$377.8 thousand$377,800	1
16	Rainbow 66 Store House Inc., Laurinburg	$376.3 thousand$376,300	1
17	H & L Environmental Services LLC, Maxton	$376.3 thousand$376,250	1
18	Z. V. Pate, Inc., Laurel Hill	$373.9 thousand$373,900	1
19	Wade S. Dunbar Agency, Inc., Laurinburg	$345.3 thousand$345,302	1
20	Simmons Heating Cooling Electrical, Inc., Laurinburg	$337.8 thousand$337,800	1
21	Poteat Hospitality Associates LLC, Laurinburg	$315.3 thousand$315,294	1
22	East Coast Umbrella Inc, Laurel Hill	$277.5 thousand$277,500	1
23	Scottish Food Systems Inc, Laurinburg	$272.4 thousand$272,447	1
24	Manis Custom Builders Inc, Laurinburg	$253.8 thousand$253,800	1
25	Pizza Of Scotland Inc, Laurinburg	$239.8 thousand$239,800	1
26	Poteat Hospitality Associates LLC, Laurinburg	$225.2 thousand$225,200	1
27	Icon Food Systems Inc., Laurinburg	$210.9 thousand$210,878	1
28	Watauga Hospitality Associates LLC, Laurinburg	$208.2 thousand$208,226	1
29	Tda Consulting Inc, Laurinburg	$199.0 thousand$199,040	1
29	Tda Consulting Inc, Laurinburg	$199.0 thousand$199,040	1
31	Boone Hospitality Associates Ii LLC, Laurinburg	$195.3 thousand$195,255	1
32	Moser Garner Bruner, Laurinburg	$188.9 thousand$188,932	2
33	Highland Electric Co, Inc, Laurinburg	$181.6 thousand$181,600	1
34	Chapel Hill Hospitality Associates LLC, Laurinburg	$176.5 thousand$176,526	1
35	Hospitality Associates Of New Bern Inc, Laurinburg	$176.5 thousand$176,523	1
36	Icon Food Systems Inc, Laurinburg	$175.1 thousand$175,100	1
37	Partners In Ministry, Laurinburg	$175.0 thousand$175,000	1
38	Greenville Hospitality Associates Ii LLC, Laurinburg	$173.3 thousand$173,299	1
39	Roche Head & Associates PLLC, Laurinburg	$168.5 thousand$168,500	2
40	Scotland Motors Inc, Laurinburg	$166.3 thousand$166,300	1
41	Lactm, LLC, Laurinburg	$165.8 thousand$165,800	1
42	Nature's Earth Pellets Nc, LLC, Laurinburg	$161.8 thousand$161,845	1
43	Pittman Electric, Inc., Laurinburg	$158.5 thousand$158,460	1
44	J. Q. Enterprises Inc., Laurinburg	$156.2 thousand$156,200	1
45	Watauga Hospitality Associates LLC, Laurinburg	$148.7 thousand$148,700	1
46	Scotland Motors Inc, Laurinburg	$145.0 thousand$144,975	1
47	Pickled Herring Inc, Laurinburg	$144.2 thousand$144,200	1
48	Boone Hospitality Associates Ii, LLC, Laurinburg	$137.3 thousand$137,300	1
48	Cook Out - Laurinburg Inc, Laurinburg	$137.3 thousand$137,300	1
50	Braveheart Medical Transport, Inc, Laurinburg	$133.5 thousand$133,470	1
51	Carolina Crafting Inc., Laurinburg	$132.0 thousand$132,000	1
51	Carolina Crating, Inc., Laurinburg	$132.0 thousand$132,000	1
53	Christ The Cornerstone Academy, Laurinburg	$131.7 thousand$131,700	1
54	Wilmington Hospitality Associates LLC, Laurinburg	$131.4 thousand$131,450	1
55	Chapel Hill Hospitality Associates LLC, Laurinburg	$126.0 thousand$126,000	1
55	Hospitality Associates Of New Bern Inc, Laurinburg	$126.0 thousand$126,000	1
57	Crosswinds Cafe, Laurinburg	$125.8 thousand$125,800	1
58	Pjks LLC, Laurel Hill	$125.7 thousand$125,695	1
59	Greenville Hospitality Associates Ii LLC, Laurinburg	$123.8 thousand$123,785	1
60	Bradford K. Faulkenberry MD Pa, Laurinburg	$123.2 thousand$123,200	1
61	Highland Electric Co. Inc., Laurinburg	$119.9 thousand$119,900	1
62	Carmichael Farms, Ll, Laurinburg	$119.2 thousand$119,200	1
63	Scotland Primary Care Clinic, Inc., Laurinburg	$118.3 thousand$118,300	1
64	G B Baines & Associates Pa, Laurinburg	$107.6 thousand$107,571	1
65	American Fabricators And Piping Inc, Laurinburg	$106.9 thousand$106,930	1
66	American Fabricators And Piping Inc, Laurinburg	$106.9 thousand$106,900	1
67	H & L Electrical, Inc., Laurinburg	$101.3 thousand$101,265	1
68	Scotland Medical Center Pa, Laurinburg	$100.3 thousand$100,314	1
69	Lob Steer Inc Of Laurinburg Inc, Laurinburg	$99,673	1
70	Nature's Way Landscaping Nc LLC, Laurinburg	$99,300	1
70	Nature's Way Landscaping, LLC, Laurinburg	$99,300	1
72	E B Cline Ministries Inc, Laurinburg	$95,185	1
73	Teresa Locklear DBA Kidz Campus, Laurinburg	$94,023	1
74	South Electrical Inc, Laurinburg	$93,860	2
75	Wilmington Hospitality Associates LLC, Laurinburg	$93,800	1
76	Peele Investments Inc, Laurinburg	$92,405	1
77	God's Lil Angels, Wagram	$90,497	1
78	Eds Tire Of Laurinburg Inc, Laurinburg	$89,925	1
79	Feel Good Hospitality Pnc LLC, Laurinburg	$88,200	1
80	Trinity Presbyterian Schools Inc, Laurinburg	$88,000	1
80	Trinity Presbyterian Schools Inc, Laurinburg	$88,000	1
82	E B Cline Ministries Inc, Laurinburg	$87,815	1
83	Newcastle Fabrics Corp, Maxton	$84,800	1
84	Mac McLntyre Insurance Agency, Inc, Laurinburg	$80,000	1
85	The Riggins Co, Laurinburg	$78,700	1
86	H & L Electrical, Inc., Laurinburg	$78,582	1
87	Cypress Bend Vineyards, Inc., Wagram	$76,200	2
88	K-Line Equipment Corporation, Laurinburg	$75,780	1
89	Precision Contractors Inc, Laurinburg	$75,400	1
90	Wagram Paper Stock Inc, Wagram	$75,300	1
91	Nichols Propane Inc, Laurinburg	$75,200	1
92	Floors Galore, Inc., Laurinburg	$74,100	1
93	R. M. Gibson, Inc., Laurel Hill	$72,800	1
94	Gibson Oil & Gas Co., Inc., Laurel Hill	$71,300	1
95	Lobster Inn Of Laurinburg Inc, Laurinburg	$71,100	1
96	Boles Funeral Service And Cremation Inc, Laurinburg	$71,000	1
97	Carmichael & Son Trucking LLC, Laurinburg	$70,400	2
98	Whitehead Enterprises, Inc., Laurinburg	$69,600	1
99	T & E Taylor Inc, Laurinburg	$68,200	1
100	Jacksons Diesel Service Inc, Maxton	$67,800	1

How the list is drawn

100 of the 513 borrowers ranked in Scotland County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Scotland County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Scotland County, as of September 30, 2024

The largest borrowers in Scotland County · 2020–21

How the list is drawn

Related

Sources