PPP loans in Jefferson County, New York

Name: Jefferson County, New York
Address: NY, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 2,785 Paycheck Protection Program loans for businesses it recorded in Jefferson County, $200.2 million in all.

Jefferson County, as of September 30, 2024

$200.2 million
Approved: $200,203,882; 0.3% of the $60.7 billion approved in New York.; 2,785
Loans: 2,045 first draws and 740 second draws.; 96.7%
Forgiven: 2,694 of 2,785 loans carry a forgiveness amount, $199.5 million in all.; 2.4%
Charged off: 68 of 2,785 loans, approved for $986.0 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Jefferson County · 2020–21

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The largest borrowers in Jefferson County, 2020–21
Rank	Name	USD	Loans
1	Carthage Area Hospital, Carthage	$5.4 million$5,448,200	1
2	Fuccillo Automotive Group, Inc., Adams	$3.5 million$3,488,040	1
3	Children's Home Of Jefferson County, Watertown	$3.1 million$3,142,518	1
4	Renzi Bros., Inc., Watertown	$2.8 million$2,847,092	1
5	Lawman Heating And Cooling Inc., Sackets Harbor	$2.7 million$2,712,242	1
6	Purcell Construction Corp., Watertown	$2.1 million$2,102,530	1
7	The Stebbins Engineering And Manufacturing Company, Watertown	$2.1 million$2,077,620	1
8	Carthage Area Hospital, Carthage	$2.0 million$2,000,000	1
8	Johnson Newspaper Corporation, Watertown	$2.0 million$2,000,000	1
8	Lawman Heating And Cooling Inc., Sackets Harbor	$2.0 million$2,000,000	1
8	Renzi Bros. Inc., Watertown	$2.0 million$2,000,000	1
12	River Hospital, Inc., Alexandria Bay	$2.0 million$1,963,000	1
13	Bernier, Carr & Associates, Engineers, Architects And Land S, Watertown	$1.6 million$1,632,853	1
14	Teal's Express, Inc, PO Box 6010	$1.5 million$1,511,428	1
15	Johnson Newspaper Corporation, Watertown	$1.5 million$1,500,000	1
16	North Country Family Health Center Inc., Watertown	$1.4 million$1,369,739	1
17	North Country Family Health Center Inc., Watertown	$1.4 million$1,369,739	1
18	The Young Christian Mens Association Of Watertown Ny Inc., Watertown	$1.4 million$1,364,888	2
19	Hi-Lite Airfield Services, LLC, Watertown	$1.3 million$1,335,250	1
20	Slack Chemical Co.,Inc., Carthage	$1.2 million$1,214,700	1
21	Shaw Harbor Global Services, Inc., Adams Center	$1.1 million$1,134,451	1
22	Samaritan Medical Practice Pc, Watertown	$1.1 million$1,129,130	1
22	Samaritan Medical Practice, P.C., Watertown	$1.1 million$1,129,130	1
24	Credo Community Center For Treatment Of Addictions, Inc., Watertown	$1.1 million$1,100,000	1
25	North Country Orthopaedic Group, P.C, Watertown	$1.0 million$1,034,878	1
26	Immaculate Heart Central School, Watertown	$1.0 million$1,016,327	2
27	Disabled Persons Action Organization Inc., Watertown	$943.4 thousand$943,400	1
28	North Country Transitional Living Services, Inc., Watertown	$925.0 thousand$925,000	1
29	Hyde-Stone Mechanical Contractors Holding Co., Inc., Watertown	$897.4 thousand$897,407	1
30	Jefferson Anesthesiologist Services, P.C., Watertown	$850.0 thousand$850,000	1
31	Fx Caprara Cdjr Of Watertown LLC, Watertown	$808.0 thousand$808,000	1
32	White's Lumber, Inc., Watertown	$772.3 thousand$772,292	1
33	Gillee's Auto Truck & Marine, Inc., La Fargeville	$760.0 thousand$760,018	1
34	F.X. Caprara Auto Sales Inc., Watertown	$719.7 thousand$719,713	1
34	F.X. Caprara Auto Sales, Inc., Watertown	$719.7 thousand$719,713	1
36	Cornell Cooperative Extension Association Of Jefferson Count, Watertown	$715.7 thousand$715,658	1
37	Planned Parent Hood Of North Country New York, Inc., Watertown	$694.4 thousand$694,433	1
38	Marcellus Construction Company Inc., Adams	$693.3 thousand$693,285	1
38	Marcellus Construction Company, Inc., Adams	$693.3 thousand$693,285	1
40	Hole Brothers Holdings, LLC, Watertown	$692.7 thousand$692,654	2
41	North American Tapes LLC, Watertown	$670.8 thousand$670,820	2
42	Cem Machine Inc., Carthage	$663.0 thousand$663,000	1
42	Cem Machine, Inc., Carthage	$663.0 thousand$663,000	1
44	Rcjfpa Management, Inc., Clayton	$649.6 thousand$649,600	1
45	Millennium Development LLC, Watertown	$648.2 thousand$648,213	1
46	Nytric Electrical Contractors LLC, Watertown	$644.6 thousand$644,558	1
47	Nytric Electrical Contractors, LLC, Watertown	$644.6 thousand$644,558	1
48	Jefferson Anesthesiologist Services P.C., Watertown	$621.3 thousand$621,345	1
49	The Inn At Bonnie Castle LLC, Alexandria Bay	$592.8 thousand$592,760	1
50	Timeless Decor, LLC, Watertown	$577.2 thousand$577,235	1
51	Bella Bistro LLC, Clayton	$577.0 thousand$577,011	2
52	Locust Hill Dairy, LLC, Mannsville	$563.1 thousand$563,072	1
53	Northern Radiology Associates, P.C., Watertown	$562.5 thousand$562,500	1
54	Timeless Decor, LLC, Watertown	$557.9 thousand$557,942	1
55	M.B. Kayani Physician, P.C., Watertown	$542.6 thousand$542,649	1
56	Davidson Chevrolet Cadillac, Inc., Watertown	$534.0 thousand$534,000	1
57	Howell Enterprises Inc., Dexter	$529.5 thousand$529,525	2
58	Waite Motor Sales Inc., Watertown	$522.2 thousand$522,215	1
59	D.C. Building Systems, Inc., Watertown	$520.8 thousand$520,829	1
60	North Country Library System, Watertown	$519.7 thousand$519,725	2
61	North Country Emergency Medical Consultant's P.C., Watertown	$512.9 thousand$512,900	1
62	North Country Emergency Consultants, P.C., Watertown	$512.9 thousand$512,897	1
63	D.C. Building Systems Inc., Watertown	$508.4 thousand$508,383	1
64	Conboy, McKay, Bachman & Kendall, LLP, Watertown	$499.3 thousand$499,267	1
65	O.D. Greene Lumber Co Inc., Adams	$497.9 thousand$497,912	1
66	Jefferson Concrete Corp., Watertown	$486.8 thousand$486,842	1
67	Aubertine And Currier Architects, Engineers And Land Surveyo, Watertown	$485.3 thousand$485,275	1
68	Current Applications, Inc., Watertown	$477.7 thousand$477,700	1
69	Tully's Watertown Inc., Watertown	$473.6 thousand$473,634	1
70	McKinney Inc., Evans Mills	$460.3 thousand$460,261	2
71	Roth Industries, Inc., Watertown	$450.7 thousand$450,700	1
72	Watertown Internists Pc, Watertown	$443.5 thousand$443,463	1
73	North Country Contractors LLC, Calcium	$436.5 thousand$436,460	1
74	Capt's Landing Inc., Alexandria Bay	$434.7 thousand$434,662	1
75	The Inn At Bonnie Castle, LLC, Alexandria Bay	$423.4 thousand$423,402	1
76	Fuccillo Imports, Inc., Watertown	$422.0 thousand$421,953	1
77	Fuccillo Imports Inc., Watertown	$422.0 thousand$421,952	1
78	North Country Contractors, LLC, Calcium	$414.3 thousand$414,300	1
79	Walldroff Farm Equip., Inc., Watertown	$413.3 thousand$413,282	1
80	Millennium Development LLC, Watertown	$412.4 thousand$412,390	1
81	Hospice Of Jefferson County Inc., Watertown	$410.0 thousand$410,000	1
82	Gozalkowski, Yaussi, Moncrief, Watertown	$408.3 thousand$408,295	1
83	Gymo Architecture Engineering & Land Surveying Dpc, Watertown	$408.3 thousand$408,294	1
84	New England Wendico, Inc., Watertown	$403.8 thousand$403,763	1
85	Marra's Homecare Equipment & Supplies, Inc., Watertown	$397.8 thousand$397,780	1
86	Davidson Ford, Inc., Watertown	$394.6 thousand$394,590	1
87	Coleman Enterprises Ltd., Watertown	$393.8 thousand$393,789	1
88	Fort Drum Regional Health Planning Organization Inc., Watertown	$392.7 thousand$392,740	1
89	Black River Plumbing, Heating, & Air Conditioning, Black River	$391.5 thousand$391,500	1
90	Wood Farms LLC, Clayton	$390.8 thousand$390,784	2
91	Uncle Sam Boat Tours Inc., Alexandria Bay	$383.5 thousand$383,485	1
91	Uncle Sam Boat Tours, Inc., Alexandria Bay	$383.5 thousand$383,485	1
93	Bay Brokerage Inc., Alexandria Bay	$383.0 thousand$383,017	1
93	Bay Brokerage Inc., Alexandria Bay	$383.0 thousand$383,017	1
95	Guilfoyle Ambulance Service, Inc., Watertown	$375.0 thousand$375,000	1
96	Cani Pt Ot Slp & Psychology PLLC, Watertown	$370.0 thousand$369,975	1
97	Black Horse Group, Watertown	$369.7 thousand$369,706	1
98	Range And Civil Construction LLC, Redwood	$367.7 thousand$367,706	1
98	Range And Civil Construction, LLC, Theresa	$367.7 thousand$367,706	1
100	Black River Plumbing, Heating, & Air Conditioning, Black River	$366.9 thousand$366,890	1

How the list is drawn

100 of the 2,662 borrowers ranked in Jefferson County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Jefferson County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Jefferson County, as of September 30, 2024

The largest borrowers in Jefferson County · 2020–21

How the list is drawn

Related

Sources