PPP loans in Houghton County, Michigan

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 674 Paycheck Protection Program loans for businesses it recorded in Houghton County, $44.6 million in all.

Houghton County, as of September 30, 2024

$44.6 million
Approved: $44,564,217; 0.2% of the $24.1 billion approved in Michigan.; 674
Loans: 498 first draws and 176 second draws.; 98.2%
Forgiven: 662 of 674 loans carry a forgiveness amount, $44.2 million in all.; 1.0%
Charged off: 7 of 674 loans, approved for $119.5 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Houghton County · 2020–21

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The largest borrowers in Houghton County, 2020–21
Rank	Name	USD	Loans
1	Finlandia University, Hancock	$2.5 million$2,503,431	2
2	Calumet Electronics Corporation, Calumet	$2.0 million$1,972,080	1
3	Thermoanalytics, Inc., Calumet	$1.0 million$1,020,000	1
4	Great Lakes Sound & Vibrations, Inc., Houghton	$775.5 thousand$775,453	1
5	Warm Rain Corp, Calumet	$760.2 thousand$760,154	2
6	Signature Research, Inc., Calumet	$634.0 thousand$634,000	1
7	Rel Inc., Calumet	$595.4 thousand$595,373	1
8	Jubilee Foods, Inc., Houghton	$513.3 thousand$513,300	1
9	Rel, Inc., Calumet	$510.1 thousand$510,100	1
10	Campioni Enterprises, Inc., Houghton	$502.7 thousand$502,700	1
11	Mjo Contracting Inc, Hancock	$488.8 thousand$488,750	1
11	Our Lady Of Mercy Convalescent Home, Inc. DBA Our Lady Of Me, Hubbell	$488.8 thousand$488,750	1
13	Mjo Contracting Inc., Hancock	$457.3 thousand$457,334	1
14	T & C Markets Houghton, Inc., Houghton	$435.1 thousand$435,100	1
15	Xeratec Corporation, Hancock	$434.5 thousand$434,458	2
16	Ljj Construction LLC, Houghton	$427.7 thousand$427,700	2
17	Copper Country Iga, Inc., Houghton	$415.9 thousand$415,900	1
18	Thomas J Moyle Jr Inc, Houghton	$396.0 thousand$396,000	1
19	Horner Flooring Company, Inc., Dollar Bay	$350.9 thousand$350,854	1
20	Royale Inc., Calumet	$338.3 thousand$338,333	1
21	Ronald J Fisher DDS Pc, Hancock	$330.0 thousand$330,000	1
21	Ronald J Fisher DDS, Pc, Hancock	$330.0 thousand$330,000	1
23	Infrared Telemetrics, Inc., Hancock	$324.8 thousand$324,800	1
24	Rc Mechanical Inc., Hancock	$320.2 thousand$320,200	1
25	Keweenaw Petroleum Services, I, Atlantic Mine	$319.3 thousand$319,300	1
26	Infrared Telemetrics Inc, Hancock	$315.8 thousand$315,816	1
27	Marthaler Automotive Of Michigan, Inc., Houghton	$310.6 thousand$310,600	1
28	Marthaler Automotive Of Michigan Inc., Houghton	$302.2 thousand$302,200	1
29	Erico Electric Inc., Hancock	$292.6 thousand$292,560	1
29	Erico Electric, Inc., Hancock	$292.6 thousand$292,560	1
31	D P Construction Inc, Chassell	$285.0 thousand$285,000	1
32	Copper Country Ford Lincoln/Mercury Inc., Houghton	$277.3 thousand$277,260	1
33	Vandco Inc., Hancock	$273.6 thousand$273,643	1
34	Kmpd, Inc., Houghton	$258.6 thousand$258,614	2
35	Ipersevered Inc., Calumet	$252.1 thousand$252,081	1
36	Ocuglass LLC, Calumet	$242.7 thousand$242,740	2
37	Copper Country Ford Lincoln Mercury Inc, Houghton	$241.8 thousand$241,800	1
38	Mq Operating Company, Calumet	$232.6 thousand$232,600	1
39	Bay Electric Inc, Dollar Bay	$215.9 thousand$215,925	1
40	McGann Building Supply, Inc., Hancock	$214.1 thousand$214,138	1
41	Kirkish Furniture Inc, Houghton	$211.2 thousand$211,200	1
42	Great Lakes Mineral Works, LLC, Houghton	$210.5 thousand$210,500	1
43	Copper Lining Of Wisconsin, LLC, Houghton	$202.4 thousand$202,400	1
44	Mercy Ems, Inc., Calumet	$192.2 thousand$192,200	1
45	Keweenaw Dental PLLC, Houghton	$188.6 thousand$188,600	2
46	Spinner Corp, Houghton	$187.7 thousand$187,705	1
47	Ipersevered, Inc., Calumet	$186.3 thousand$186,285	1
48	World Of Wood Inc, Hancock	$185.6 thousand$185,600	1
49	Copper Country Family Dentistry Pc, Houghton	$185.2 thousand$185,162	2
50	Keweenaw Cooperative, Inc., Hancock	$185.0 thousand$185,000	1
51	U.P. Janitorial Service Inc, Atlantic Mine	$183.3 thousand$183,300	1
52	G & J Site Solutions, Inc., Calumet	$181.4 thousand$181,400	1
53	Good Will Farm Association Inc, Houghton	$172.3 thousand$172,282	1
54	Byron Heating & Air Conditioning Inc, Hancock	$172.0 thousand$172,007	2
55	Keweenaw Brewing Company LLC, South Range	$170.6 thousand$170,592	1
56	La Cantina Restaurant LLC, Hancock	$169.8 thousand$169,800	1
57	World Of Wood, Inc., Hancock	$167.5 thousand$167,500	1
58	Keweenaw Gem & Gift Inc, Houghton	$161.5 thousand$161,520	2
59	Fountainhead Asset Management LLC, Hancock	$160.3 thousand$160,285	2
60	Rail-Veyor Distribution Us Inc, Houghton	$159.2 thousand$159,200	1
61	John & Arthur Penegor, Incorporated, Toivola	$157.3 thousand$157,280	1
62	A-1 Drywall LLC, Hancock	$154.6 thousand$154,600	1
63	Keweenaw Brewing Company, LLC, South Range	$148.2 thousand$148,200	1
64	Rukkila, Negro & Associates, CPA's Pc, Houghton	$148.1 thousand$148,100	1
65	Iw Solutions, LLC, Houghton	$146.0 thousand$146,035	1
66	Firetower Engineered Timber Inc, Calumet	$145.8 thousand$145,825	1
67	Hannon Enterprises, Houghton	$144.9 thousand$144,900	1
68	Wuebben Construction Inc, Dollar Bay	$144.1 thousand$144,070	1
69	Superior Sand & Gravel Inc, Hancock	$143.3 thousand$143,286	1
70	Peterlin Bros. Company, Calumet	$143.2 thousand$143,200	1
71	Keweenaw Automotive Inc, Houghton	$142.5 thousand$142,469	1
72	Northern Heating & Plumbing Inc, Hancock	$141.5 thousand$141,500	1
72	Northern Heating & Plumbing, Inc., Hancock	$141.5 thousand$141,500	1
74	Northland Veterinary Clinic Pc, Hancock	$140.0 thousand$140,000	1
75	Amy Inc., Houghton	$134.3 thousand$134,300	1
76	Suomi Restaurant Inc, Houghton	$133.9 thousand$133,900	1
77	Pepsi Cola Bottling Company Of Houghton Inc, Houghton	$133.7 thousand$133,710	1
78	The Spinner Corporation, Houghton	$125.1 thousand$125,091	1
79	Black Bear Inc., Houghton	$124.1 thousand$124,075	1
80	David T Berg, Lake Linden	$122.5 thousand$122,500	1
81	La Cantina Restaurant, LLC, Hancock	$121.3 thousand$121,300	1
82	R & M Eye Care, P.C., Houghton	$120.0 thousand$120,000	1
83	Hannon Enterprises Inc, Houghton	$117.9 thousand$117,902	1
84	Green Timber Consulting Foresters Inc, Pelkie	$116.6 thousand$116,612	1
85	The Bold Connection, LLC, Chassell	$115.8 thousand$115,800	1
86	Wards Husqvarna S&S Inc, Dollar Bay	$115.8 thousand$115,770	1
87	Ward's Husqvarna Sales & Service Inc., Dollar Bay	$115.7 thousand$115,700	1
88	Gitzen Company, Houghton	$115.0 thousand$114,994	2
89	Green Timber Consulting Foresters Inc, Pelkie	$113.7 thousand$113,668	1
90	R & M Eyecare P.C., Houghton	$113.1 thousand$113,114	1
91	Williams Part & Supply Company, Calumet	$113.1 thousand$113,111	1
91	Williams Parts & Supply Company, Calumet	$113.1 thousand$113,111	1
93	McGrath Inc., Houghton	$113.1 thousand$113,096	1
94	McGrath Inc., Houghton	$113.1 thousand$113,095	1
95	U.P. Hotel Group, Inc., Houghton	$111.3 thousand$111,287	1
96	Keweenaw Power & Lite LLC, Calumet	$110.9 thousand$110,900	1
97	Greg G Wright Sons LLC, Cincinnati	$109.9 thousand$109,900	1
98	Houghton Hospitality LLC, Houghton	$108.5 thousand$108,450	1
99	Fine Line Tire, Inc., Hancock	$108.4 thousand$108,400	1
100	Paul Hyrkas Construction LLC, Calumet	$107.1 thousand$107,100	1

How the list is drawn

100 of the 636 borrowers ranked in Houghton County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Houghton County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from SBA Paycheck Protection Program (PPP) FOIA — loan-level data and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved September 23, 2026

Houghton County, as of September 30, 2024

The largest borrowers in Houghton County · 2020–21

How the list is drawn

Related

Sources