Record · Credit union
Next Step credit union
Next Step credit union held $107.6 million in total assets as of June 30, 2026, according to the NCUA.
A credit union in Troy, New York, with 4,050 members and $107.6 million in total assets at June 30, 2026.
Next Step credit union, June 30, 2026
- $107.6 million
- Total assets
- $107,615,563
- 1,764th of 4,299 credit unions nationally and 87th of 268 based in New York.
- 4,050
- Members
- 2,309th of 4,299 credit unions nationally and 118th of 268 based in New York. The Call Report's count; a person in two credit unions is counted in both.
- $98.9 million
- Shares and deposits
- $98,924,319
- $36.4 million
- Loans and leases
- $36,371,591
- $10.8 million
- Net worth
- $10,839,788
- 10.1% of total assets.
- $645,265
- Net income, year to date
- January to June 30, 2026, not annualized, as the credit union reported it.
Next Step credit union reported $107.6 million in total assets at June 30, 2026, against $19.6 million at June 30, 1994
Total assets at each quarter’s end from the credit union’s Call Report, as the NCUA publishes them, in each quarter’s own dollars; June and December only before September 2002.
Dollars are each quarter’s own, not adjusted for inflation. A merger adds the absorbed credit union’s assets in the quarter it takes effect.
Source: The NCUA
About this chart
The figures
| Quarter | Total assets | Members |
|---|---|---|
| June 30, 1994 | $19.6 million | 5,157 |
| December 31, 1994 | $18.9 million | 5,624 |
| June 30, 1995 | $21.7 million | 5,333 |
| December 31, 1995 | $19.6 million | 5,704 |
| June 30, 1996 | $23.4 million | 5,601 |
| December 31, 1996 | $20.6 million | 5,816 |
| June 30, 1997 | $24.8 million | 5,952 |
| December 31, 1997 | $22.7 million | 5,962 |
| June 30, 1998 | $27.8 million | 6,097 |
| December 31, 1998 | $26.1 million | 6,333 |
| June 30, 1999 | $31.8 million | 6,430 |
| December 31, 1999 | $29.0 million | 6,818 |
| June 30, 2000 | $35.0 million | 6,878 |
| December 31, 2000 | $31.6 million | 7,111 |
| June 30, 2001 | $39.5 million | 7,141 |
| December 31, 2001 | $38.5 million | 7,376 |
| June 30, 2002 | $46.8 million | 7,296 |
| September 30, 2002 | $42.0 million | 7,452 |
| December 31, 2002 | $43.4 million | 7,508 |
| March 31, 2003 | $48.0 million | 7,352 |
| June 30, 2003 | $51.2 million | 7,295 |
| September 30, 2003 | $46.4 million | 7,393 |
| December 31, 2003 | $47.9 million | 7,497 |
| March 31, 2004 | $49.1 million | 7,498 |
| June 30, 2004 | $53.5 million | 7,395 |
| September 30, 2004 | $47.6 million | 7,447 |
| December 31, 2004 | $49.0 million | 7,472 |
| March 31, 2005 | $49.8 million | 7,256 |
| June 30, 2005 | $53.3 million | 7,358 |
| September 30, 2005 | $48.0 million | 7,517 |
| December 31, 2005 | $48.1 million | 7,601 |
| March 31, 2006 | $49.3 million | 7,506 |
| June 30, 2006 | $52.3 million | 7,476 |
| September 30, 2006 | $45.6 million | 7,507 |
| December 31, 2006 | $46.4 million | 7,470 |
| March 31, 2007 | $49.4 million | 7,316 |
| June 30, 2007 | $55.4 million | 7,309 |
| September 30, 2007 | $49.2 million | 7,327 |
| December 31, 2007 | $49.0 million | 7,303 |
| March 31, 2008 | $52.4 million | 7,175 |
| June 30, 2008 | $57.2 million | 7,172 |
| September 30, 2008 | $51.4 million | 6,987 |
| December 31, 2008 | $52.6 million | 6,856 |
| March 31, 2009 | $56.2 million | 6,928 |
| June 30, 2009 | $63.0 million | 6,995 |
| September 30, 2009 | $57.3 million | 6,971 |
| December 31, 2009 | $60.2 million | 6,960 |
| March 31, 2010 | $62.1 million | 6,813 |
| June 30, 2010 | $66.6 million | 6,787 |
| September 30, 2010 | $61.7 million | 6,686 |
| December 31, 2010 | $62.8 million | 6,751 |
| March 31, 2011 | $65.4 million | 6,533 |
| June 30, 2011 | $69.7 million | 6,618 |
| September 30, 2011 | $66.0 million | 6,641 |
| December 31, 2011 | $65.8 million | 6,651 |
| March 31, 2012 | $68.6 million | 6,539 |
| June 30, 2012 | $73.6 million | 6,440 |
| September 30, 2012 | $68.5 million | 6,501 |
| December 31, 2012 | $69.1 million | 6,388 |
| March 31, 2013 | $71.1 million | 6,349 |
| June 30, 2013 | $76.4 million | 6,340 |
| September 30, 2013 | $71.9 million | 6,318 |
| December 31, 2013 | $72.1 million | 6,268 |
| March 31, 2014 | $74.4 million | 6,121 |
| June 30, 2014 | $78.8 million | 6,139 |
| September 30, 2014 | $74.4 million | 6,111 |
| December 31, 2014 | $76.0 million | 5,914 |
| March 31, 2015 | $78.7 million | 5,872 |
| June 30, 2015 | $81.2 million | 5,923 |
| September 30, 2015 | $76.1 million | 5,902 |
| December 31, 2015 | $77.7 million | 5,881 |
| March 31, 2016 | $80.1 million | 5,756 |
| June 30, 2016 | $83.6 million | 5,767 |
| September 30, 2016 | $80.0 million | 5,756 |
| December 31, 2016 | $81.2 million | 5,652 |
| March 31, 2017 | $86.1 million | 5,588 |
| June 30, 2017 | $88.4 million | 5,623 |
| September 30, 2017 | $83.5 million | 5,616 |
| December 31, 2017 | $84.8 million | 5,586 |
| March 31, 2018 | $88.6 million | 5,522 |
| June 30, 2018 | $91.5 million | 5,699 |
| September 30, 2018 | $87.6 million | 5,781 |
| December 31, 2018 | $88.7 million | 5,722 |
| March 31, 2019 | $90.6 million | 5,587 |
| June 30, 2019 | $94.1 million | 5,565 |
| September 30, 2019 | $91.3 million | 5,279 |
| December 31, 2019 | $92.7 million | 5,199 |
| March 31, 2020 | $95.0 million | 5,226 |
| June 30, 2020 | $103.8 million | 5,200 |
| September 30, 2020 | $102.2 million | 5,090 |
| December 31, 2020 | $106.7 million | 5,114 |
| March 31, 2021 | $113.1 million | 5,005 |
| June 30, 2021 | $118.6 million | 5,005 |
| September 30, 2021 | $117.1 million | 4,683 |
| December 31, 2021 | $117.2 million | 4,647 |
| March 31, 2022 | $120.0 million | 4,627 |
| June 30, 2022 | $121.4 million | 4,600 |
| September 30, 2022 | $119.7 million | 4,577 |
| December 31, 2022 | $120.4 million | 4,624 |
| March 31, 2023 | $119.2 million | 4,616 |
| June 30, 2023 | $119.1 million | 4,588 |
| September 30, 2023 | $111.2 million | 4,447 |
| December 31, 2023 | $111.1 million | 4,431 |
| March 31, 2024 | $107.6 million | 4,430 |
| June 30, 2024 | $107.3 million | 4,724 |
| September 30, 2024 | $104.2 million | 4,760 |
| December 31, 2024 | $105.4 million | 4,734 |
| March 31, 2025 | $106.9 million | 4,619 |
| June 30, 2025 | $108.5 million | 4,601 |
| September 30, 2025 | $105.6 million | 4,617 |
| December 31, 2025 | $105.9 million | 4,583 |
| March 31, 2026 | $107.1 million | 4,313 |
| June 30, 2026 | $107.6 million | 4,050 |
Its 3 sites
1 more column on a wider screen
| Site | Address | Phone |
|---|---|---|
| Troy Branch | 150 Defreest Dr, Troy, NY 12180 | 5182861611 |
| Albany Branch | 325 Washington Avenue Ext, Albany, NY 12205-5581 | 5184561611 |
| Troy Branch | 150 Defreest Dr, Troy, NY 12180 | 5182861611 |
The NCUA’s entry
- Name as the NCUA lists it
- NEXT STEP
- NCUA charter number
- 9486
- Charter and insurance
- Federally chartered, federally insured
- Year opened
- 1954
Sources
- NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
- FDIC failures — every bank failure and assistance transaction since 1934 — Federal Deposit Insurance Corporation · Public domain — U.S. Government work
- FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934 · Public domain — U.S. Government work
- FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive) · Public domain — U.S. Government work · retrieved September 30, 2026
- NCUA credit-union sites — Credit Union Branch Information (the newest quarter) — National Credit Union Administration · U.S. Government work · retrieved September 27, 2026
- FDIC BankFind — locations (every current office of an FDIC-insured institution) — Federal Deposit Insurance Corporation · Public domain — U.S. Government work · retrieved September 30, 2026
- FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey · Public domain — U.S. Government work · retrieved September 27, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
Compiled automatically from NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994), FDIC failures — every bank failure and assistance transaction since 1934, FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934, FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive), NCUA credit-union sites — Credit Union Branch Information (the newest quarter), FDIC BankFind — locations (every current office of an FDIC-insured institution), FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey and Census Bureau population estimates — nation and states, with components of change by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved