Banks in McHenry County, Illinois

FDIC-insured institutions in McHenry County held $9.8 billion in deposits as of June 30, 2026, according to the FDIC.

24 FDIC-insured institutions held $9.8 billion in deposits in 78 offices in McHenry County at June 30, 2026; Crystal Lake Bank and Trust Company, National Association held the most, 19.0% of the county's.

McHenry County, June 30, 2026

$9.8 billion
Deposits in the county: $9,844,110,000; At June 30, 2026, against $9.3 billion a year before, each year's own dollars.; 24
Institutions with deposits: FDIC-insured banks and savings institutions with an office here that reported deposits.; 78
Offices: Every office the survey lists here, against 78 in 2025.; 19.0%
The largest share: Crystal Lake Bank and Trust Company, National Association, with $1.9 billion in 6 offices.

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FDIC-insured institutions with an office in McHenry County, Illinois, by deposits there at June 30, 2026, each with its share of the county's $9.8 billion
Rank	Institution	Offices	Deposits	Share	Deposits, 2025
1	Crystal Lake Bank and Trust Company, National Association	6	$1.9 billion	19.0%	$1.6 billion
2	JPMorgan Chase Bank, National Association	7	$1.4 billion	14.5%	$1.4 billion
3	BMO Bank National Association	10	$1.2 billion	11.7%	$1.2 billion
4	American Community Bank & Trust	4	$1.0 billion	10.3%	$894.4 million
5	Home State Bank, National Association	7	$686.6 million	7.0%	$678.9 million
6	Fifth Third Bank, National Association	5	$546.0 million	5.5%	$529.2 million
7	First National Bank of Omaha	6	$454.1 million	4.6%	$419.1 million
8	Old National Bank	2	$362.5 million	3.7%	$326.3 million
9	U.S. Bank National Association	2	$255.4 million	2.6%	$237.5 million
10	The Huntington National Bank	3	$252.4 million	2.6%	$220.2 million
11	First Secure State Bank	7	$249.3 million	2.5%	$243.8 million
12	The Harvard State Bank	3	$219.1 million	2.2%	$208.6 million
13	PNC Bank, National Association	2	$193.2 million	2.0%	$186.6 million
14	Citibank, National Association	1	$189.0 million	1.9%	$202.0 million
15	State Bank of the Lakes, National Association	1	$157.2 million	1.6%	$144.3 million
16	Prairie Community Bank	3	$156.5 million	1.6%	$159.9 million
17	Bank of America, National Association	1	$150.8 million	1.5%	$150.1 million
18	Cornerstone National Bank & Trust Company	1	$139.8 million	1.4%	$74.6 million
19	Associated Bank, National Association	1	$113.5 million	1.2%	$167.1 million
20	First Mid Bank & Trust, National Association	1	$105.2 million	1.1%	$104.6 million
21	Heartland Bank and Trust Company	1	$56.0 million	0.6%	$58.6 million
22	Sauk Valley Bank & Trust Company	1	$51.5 million	0.5%	$45.2 million
23	North Shore Bank	1	$33.5 million	0.3%	$28.5 million
24	Woodforest National Bank	2	$7.8 million	0.1%	$7.5 million

An institution with no office in the county in 2025 shows none for that year; a name is the survey’s for 2026, and one without a link has no page because it did not file a Call Report for the newest quarter.

Sources

FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey — Federal Deposit Insurance Corporation · Public domain — U.S. Government work · retrieved September 27, 2026

Compiled automatically from FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved September 30, 2026

McHenry County, June 30, 2026

Each institution’s share of the county’s deposits

Sources