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OptimumBank

OptimumBank held $1.4 billion in total assets as of June 30, 2026, according to the FDIC.

An FDIC-insured bank headquartered in Fort Lauderdale, Florida, with $1.4 billion in total assets at June 30, 2026: the 797th largest of 4,218 banks.

OptimumBank, June 30, 2026

$1.4 billion
Total assets
$1,386,526,000
797th of 4,218 banks nationally and 26th of 81 headquartered in Florida.
$1.2 billion
Total deposits
$1,216,561,000
765th of 4,218 banks nationally and 25th of 81 headquartered in Florida; < 0.1% of the deposits of all 4,218 banks that reported.
$7.1 million
Net income, the quarter
$7,142,000
The quarter ending June 30, 2026, as the bank reported it.
1.9%
Return on assets
Annualized net income over average assets, the FDIC’s own ratio.
4
Offices
In 1 state, as the FDIC's office file lists them.
November 1, 2000
Insured since
Established November 1, 2000.

OptimumBank reported $1.4 billion in total assets at June 30, 2026, against $13.9 million at December 31, 2000

Total assets at each quarter’s end from the bank’s Call Report, as the FDIC publishes them, in each quarter’s own dollars.

Dollars are each quarter’s own, not adjusted for inflation. A merger adds the acquired bank’s assets in the quarter it takes effect.

Federal Deposit Insurance Corporation — FDIC financials

About this chart

The figures

OptimumBank reported $1.4 billion in total assets at June 30, 2026, against $13.9 million at December 31, 2000. Total assets at each quarter’s end from the bank’s Call Report, as the FDIC publishes them, in each quarter’s own dollars.
QuarterTotal assetsTotal deposits
December 31, 2000$13.9 million$8.3 million
March 31, 2001$20.3 million$13.5 million
June 30, 2001$24.6 million$17.7 million
September 30, 2001$31.1 million$22.7 million
December 31, 2001$40.8 million$28.6 million
March 31, 2002$48.8 million$35.7 million
June 30, 2002$62.6 million$44.0 million
September 30, 2002$66.1 million$46.0 million
December 31, 2002$75.3 million$51.8 million
March 31, 2003$83.4 million$54.2 million
June 30, 2003$104.8 million$70.4 million
September 30, 2003$125.1 million$81.5 million
December 31, 2003$135.2 million$81.2 million
March 31, 2004$142.5 million$90.9 million
June 30, 2004$153.7 million$90.4 million
September 30, 2004$157.3 million$97.3 million
December 31, 2004$164.4 million$99.3 million
March 31, 2005$169.9 million$101.0 million
June 30, 2005$192.0 million$114.8 million
September 30, 2005$201.3 million$118.0 million
December 31, 2005$205.6 million$115.7 million
March 31, 2006$208.6 million$119.0 million
June 30, 2006$218.1 million$122.1 million
September 30, 2006$219.1 million$132.7 million
December 31, 2006$225.9 million$132.0 million
March 31, 2007$248.1 million$134.2 million
June 30, 2007$237.4 million$124.9 million
September 30, 2007$245.9 million$127.6 million
December 31, 2007$241.3 million$127.3 million
March 31, 2008$254.3 million$119.1 million
June 30, 2008$251.7 million$111.9 million
September 30, 2008$259.4 million$116.2 million
December 31, 2008$255.4 million$116.8 million
March 31, 2009$265.8 million$126.9 million
June 30, 2009$283.0 million$146.2 million
September 30, 2009$269.9 million$138.3 million
December 31, 2009$269.8 million$153.6 million
March 31, 2010$217.4 million$162.2 million
June 30, 2010$214.4 million$171.1 million
September 30, 2010$202.5 million$160.9 million
December 31, 2010$190.1 million$150.0 million
March 31, 2011$183.6 million$144.5 million
June 30, 2011$176.0 million$139.6 million
September 30, 2011$166.9 million$130.8 million
December 31, 2011$154.4 million$109.6 million
March 31, 2012$152.8 million$106.5 million
June 30, 2012$154.1 million$108.4 million
September 30, 2012$150.0 million$107.0 million
December 31, 2012$143.8 million$102.8 million
March 31, 2013$135.7 million$96.9 million
June 30, 2013$136.1 million$99.3 million
September 30, 2013$127.6 million$98.9 million
December 31, 2013$128.6 million$99.4 million
March 31, 2014$132.6 million$102.7 million
June 30, 2014$128.2 million$96.8 million
September 30, 2014$122.6 million$90.3 million
December 31, 2014$124.3 million$92.1 million
March 31, 2015$128.9 million$92.4 million
June 30, 2015$132.5 million$100.1 million
September 30, 2015$119.4 million$93.8 million
December 31, 2015$127.3 million$98.0 million
March 31, 2016$126.4 million$93.1 million
June 30, 2016$123.4 million$93.2 million
September 30, 2016$121.5 million$91.4 million
December 31, 2016$119.5 million$86.5 million
March 31, 2017$117.7 million$87.5 million
June 30, 2017$112.6 million$82.4 million
September 30, 2017$108.3 million$78.0 million
December 31, 2017$95.7 million$65.3 million
March 31, 2018$88.6 million$55.2 million
June 30, 2018$90.6 million$52.2 million
September 30, 2018$97.0 million$58.8 million
December 31, 2018$99.3 million$62.9 million
March 31, 2019$105.6 million$81.2 million
June 30, 2019$110.4 million$86.1 million
September 30, 2019$118.5 million$93.3 million
December 31, 2019$126.6 million$101.6 million
March 31, 2020$141.2 million$106.1 million
June 30, 2020$180.6 million$138.3 million
September 30, 2020$208.4 million$168.1 million
December 31, 2020$234.9 million$191.0 million
March 31, 2021$252.4 million$210.0 million
June 30, 2021$294.0 million$244.4 million
September 30, 2021$334.9 million$282.9 million
December 31, 2021$350.0 million$293.1 million
March 31, 2022$385.3 million$318.4 million
June 30, 2022$464.6 million$343.5 million
September 30, 2022$542.8 million$423.1 million
December 31, 2022$583.7 million$508.6 million
March 31, 2023$620.9 million$528.9 million
June 30, 2023$631.6 million$553.6 million
September 30, 2023$712.7 million$620.5 million
December 31, 2023$791.1 million$640.7 million
March 31, 2024$940.4 million$800.6 million
June 30, 2024$899.5 million$763.4 million
September 30, 2024$944.5 million$807.5 million
December 31, 2024$932.7 million$774.4 million
March 31, 2025$977.2 million$854.1 million
June 30, 2025$998.9 million$880.0 million
September 30, 2025$1.1 billion$960.6 million
December 31, 2025$1.1 billion$933.3 million
March 31, 2026$1.3 billion$1.1 billion
June 30, 2026$1.4 billion$1.2 billion

Its offices, by state

OptimumBank's current offices by state, as the FDIC lists them
StateOfficesFull-service
Florida43

Its history

Institution events the FDIC recorded for the bank, newest first: renames, mergers, acquisitions and charter changes. Branch openings and closings are not listed here.

Structure events for OptimumBank, as the FDIC records them
DateEventWith
June 1, 2020Change in Physical Location (FO or BR)OptimumBank
March 31, 2006Change in Legal Name (FO or BR)Optimumbank.com
August 9, 2004Change in Legal Name (FO or BR)Optimumbank.com
November 1, 2000New Institution

The FDIC’s entry

FDIC certificate number
35430
Charter class
NM
Chartered by
STATE
Primary regulator
FDIC
Holding company
OPTIMUMBANK HOLDINGS INC
Specialization
Commercial Lending Specialization
Community bank
Yes, by the FDIC’s flag
County
Broward
Website
www.optimumbank.com

Sources

Compiled automatically from NCUA 5300 Call Report — quarterly data (every credit union, every quarter from March 1994), FDIC failures — every bank failure and assistance transaction since 1934, FDIC summary — insured institutions, offices, assets and deposits by state and year since 1934, FDIC BankFind — institutions (every charter the FDIC has insured, active and inactive), NCUA credit-union sites — Credit Union Branch Information (the newest quarter), FDIC BankFind — locations (every current office of an FDIC-insured institution), FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey and Census Bureau population estimates — nation and states, with components of change by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved