Brief
Bank offices fell 23.6% from their 2009 peak
American Factbook Research
Published
Data retrieved
FDIC-insured banks and savings institutions had 75,545 offices in the fifty states and the District of Columbia at 30 June 2026, by the FDIC's Summary of Deposits. That is 23,398 fewer than the 98,943 of 2009, the most in any year the survey covers: a fall of 23.6%.
Bank offices fell 23.6% from 2009 to 2026
Offices of FDIC-insured banks and savings institutions in the fifty states and the District of Columbia at 30 June of each year, from the FDIC's Summary of Deposits, and those of them that reported deposits.
Source: The FDIC
About this chart
The figures
| Year | All offices | Offices with deposits |
|---|---|---|
| 1994 | 80,788 | 75,849 |
| 1995 | 80,473 | 75,635 |
| 1996 | 80,827 | 76,159 |
| 1997 | 81,541 | 77,334 |
| 1998 | 82,722 | 78,595 |
| 1999 | 83,703 | 79,643 |
| 2000 | 84,871 | 80,773 |
| 2001 | 85,440 | 81,589 |
| 2002 | 85,951 | 82,171 |
| 2003 | 87,144 | 83,486 |
| 2004 | 89,152 | 85,454 |
| 2005 | 91,404 | 87,830 |
| 2006 | 94,102 | 90,553 |
| 2007 | 96,624 | 93,167 |
| 2008 | 98,527 | 95,011 |
| 2009 | 98,943 | 95,524 |
| 2010 | 97,955 | 94,482 |
| 2011 | 97,670 | 94,107 |
| 2012 | 96,827 | 93,342 |
| 2013 | 95,844 | 92,302 |
| 2014 | 94,263 | 90,881 |
| 2015 | 92,825 | 89,658 |
| 2016 | 91,431 | 88,354 |
| 2017 | 89,456 | 86,518 |
| 2018 | 87,707 | 84,891 |
| 2019 | 86,027 | 83,323 |
| 2020 | 84,618 | 81,987 |
| 2021 | 81,439 | 78,877 |
| 2022 | 78,839 | 76,414 |
| 2023 | 77,448 | 75,063 |
| 2024 | 76,410 | 74,091 |
| 2025 | 75,781 | 73,560 |
| 2026 | 75,545 | 73,364 |
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The count fell from one year to the next in 17 of the 17 surveys since 2009, and is now below the 80,788 of 1994, the first year in this series. Of the 75,545 offices in 2026, 73,364 reported deposits; the rest are drive-throughs, administrative, trust and other offices the survey lists that hold none.
By state
Offices fell in 51 of the 51, the fifty states and the District of Columbia, between 2009 and 2026. Maryland lost the largest share of its own: 714 of its 1,843, or 38.7%. California lost the most offices, 1,949, 26.3% of what it had. Montana lost the smallest share, 4.6%.
What the count is, and what it cannot show
An office here is every office the survey lists for an insured bank or savings institution on 30 June: main offices and branches, whether or not they take deposits. The survey is a count on one day a year, so a change between two years is the difference between two counts. It does not say how many offices opened or closed in between, why any closed, or whether a bank's customers moved to another office, another bank, a credit union or a phone.
Credit unions are not in these figures. The NCUA insures them, and they file no Summary of Deposits; their sites are counted on the banks hub from the NCUA's own branch file. Offices in Puerto Rico and the other territories are left out of every figure, so the states' counts add up to the national one.
What this cannot show
- An office is every office the survey lists at 30 June of its year: main offices and branches, including drive-throughs, administrative and trust offices that take no deposits. The survey says nothing of an office's hours, staff or services, so a count of offices is not a count of places a customer can do business.
- Each survey is one day a year. A change between two surveys is the difference between two counts, not the number of offices that opened or closed between them: an office closed and another opened in the same year leave the count unchanged.
- The survey covers FDIC-insured banks and savings institutions. Credit unions are insured by the NCUA and file no Summary of Deposits, so their branches are not in these counts.
- The fifty states and the District of Columbia only; offices in Puerto Rico and the other territories are left out of every figure, national and by state.
Sources
- FDIC Summary of Deposits — every office's deposits at 30 June, 1994 to the newest survey, Federal Deposit Insurance Corporation. Public domain — U.S. Government work. Retrieved September 27, 2026.
Every figure above is the recorded result of a query checked into the repository alongside this text. Continuous integration re-runs those queries and refuses the change if a number here and a number there disagree. Read the methodology, or the datasets behind it.
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